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BIRLA SUNLIFE INSURANCE
 
 
 
 
 
 
 
 
 
 
 
  BIRLA SUNLIFE
 
SCHEMES
KEY FEATURES
 
Birla Sun Life Term Plan
The plan is a unit linked non-participating plan to give you efficient returns, Tax free lump sum pay-outs, to take care of recurring needs.
 
A choice of three Investment Fund Options: Protector, Builder and Enhancer, with the freedom to switch between the Investment Fund Options anytime during the policy tenure.
 
Flexibility to make additional lump sum investments (top ups) to increase the savings portion of your policy.
Minimum Guaranteed returns of 3% p.a. on your premium and any top up amounts, net of all Policy Charges. More importantly the entire upside in the performance of the Investment Fund is passed on to you.
 
Options to make tax-free Partial Withdrawals**from your Fund Value anytime after three years.
 
Flexi Save Plus Endowment Plan
The plan is a unit linked non participating plan giving you efficient earnings in the long term.
 
A choice of three Investment Fund Options: Protector, Builder and Enhancer, with the freedom to switch between the Investment Fund Options anytime during the policy tenure.
 
Flexibility to make additional lump sum investments (top ups) to increase the savings portion of your policy.
 
Minimum Guaranteed returns of 3% p.a. on your premium and any top up amounts, net of all Policy Charges. More importantly the entire upside in the performance of the Investment Fund is passed on to you.
 
Options to make tax free Partial Withdrawals from your Fund Value, any time after three years.
 
Flexi Life Line Plan 
The plan is a unit linked non-participating plan which gives you efficient earnings in the long term
Lifelong Insurance cover till age 100 years^ in addition to other durations available.
 
A choice of three Investment Fund Options: Protector, Builder and Enhancer, with the freedom to switch between the Investment Fund Options anytime during the policy tenure.
 
Flexibility to make additional lump sum investments (top ups) to increase the savings portion of your policy.
 
Minimum Guaranteed returns of 3% p.a. on your premium and any top up amounts, net of all Policy Charges. More importantly the entire upside in the performance of the Investment Fund is passed on to you.
 
Options to make tax free Partial Withdrawal**from your Fund Value anytime after three years.
     
   
Classic Life Premier 
The plan is a unit linked non participating plan.
 
You have the choice of six Investment Fund Options with the flexibility to allocate the premiums in varying proportions into the different Fund Options or even switch* from one or more Investment Fund(s) to other Investment Fund(s).
 
You can top up your Fund Value whenever you have additional savings. The minimum amount of top ups will be Rs. 10,000.
 
The plan offers you further benefits in the form of additional units, which will be added to the Fund Value at the end of the 10th policy year and at the end of every 5th year thereafter.
 
There is high liquidity in the form of Partial Withdrawals and surrender benefits.
 
   
Single Premium Bond 
Hassle free one time investment.
No medical requirements.
Facility of high entry age.
Choice of tenure- 5 yrs & 10 yrsChoice of 3 investment fund options (in the 10 year plan).
 
   
Life Companion -Endowment 
Guaranteed maturity benefits
Death benefits of face amount and policy fund
5% Guaranteed additions
Inbuilt Accidental death and dismemberment benefit
 
   
Prime Life
The plan is a unit linked non participating plan.
 
The plan offers a choice of six Investment Fund Options to choose from depending on your risk profile and the flexibility to switch between Funds twice a year without any additional cost.
 
A one-time premium payment with the option to top up your Fund Value whenever you have additional savings.
 
Guaranteed Addition in the form of additional units added to the Fund Value at the end of 10 years and every 5 years thereafter.
 
   
Prime Life Premier 
Hassle free one time investment with top up option.
Guaranteed additions at regular intervals.
Choice of 6 investment fund options.
 
 
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