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MAX NEWYORK |
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| Your DD rider premiums are eligible for an additional deduction u/s 80D up to Rs.10,000/- every year. |
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| Your claim amounts (from death) are eligible for tax exemption u/s 10(10D). |
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| Your premiums are eligible for deduction u/s 80C up to Rs.100,000/- every year. |
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| This plan can be renewed every 5 years and is convertible to any permanent plan at any time during the tenure of the plan.,Special rates for female lives |
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On death of life insured: Initial Sum Assured Plus Sum Assured of Paid Up Additions through bonuses. |
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| On death of life insured: Sum Assured along with additional insurance coverage purchased in way of bonuses. Five years before maturity 30% of Sum Assured, Two years before maturity – 35% of Sum Assured, at maturity – 35% of Sum Assured plus 30% of Guaranteed Sum Assured. |
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| On Survival / maturity: Five years before maturity 30% of Sum Assured, Two years before maturity – 35% of Sum Assured, at maturity – 35% of Sum Assured + 30% of Sum Assured as Guaranteed Additions plus additional insurance coverage purchased from bonuses. |
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| Bonus: From 3rd policy year, we will declare bonuses every year. |
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| Children's Endowment Plan |
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| On death of life insured: Refund of premiums plus interest plus accrued bonus. |
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| On Maturity: Sum Assured plus accrued bonus. On Surrender of Policy: Surrender value. |
| Bonus: From 3rd policy year, we will declare bonuses every year. |
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| Life Gain Endowment Policy |
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| Bonus: From 3rd policy year, we will declare bonuses every year., On maturity: Sum Assured less money backs already paid plus 10% of SA as guaranteed addition plus accrued bonuses. |
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| On death of life insured: Sum Assured plus Sum Assured of Paid Up Additions (without deducting any money back installments, if already paid). |
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| In the first 5 years - Sum Assured plus additional insurance coverage purchased from bonuses. After 5 years - Double the Sum Assured plus additional insurance coverage purchased from bonuses. |
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| On maturity: Sum Assured plus accrued bonus plus Guaranteed Additions @ 10% of Sum Assured. On Surrender of Policy: Surrender value.Bonus: From 3rd policy year, we will declare bonuses every year. |
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| Higher education of your child, or |
| Children's marriage, or |
| To buy a house, or |
| To pay off a housing loan, or |
| To create a fund for your retirement |
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| Easy Life Retirement Plan |
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| On death of life insured: Refund of accumulated premiums plus cash value of additional pure endowments purchased from bonuses. |
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| On the chosen retirement date: Sum Assured plus additional insurance coverage purchased in way of bonuses. |
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| On Surrender: Surrender value (minimum guaranteed @ 55% of premiums paid).Bonus: From 3rd policy year, we will declare bonuses every year. |
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| Easy Life Retirement Plan |
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| On death of life insured: Refund of accumulated premiums plus cash value of additional pure endowments purchased from bonuses. |
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| On the chosen retirement date: Sum Assured plus additional insurance coverage purchased in way of bonuses. |
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| On Surrender: Surrender value (minimum guaranteed @ 55% of premiums paid). |
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