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| 10% of sum assured is added to your sum assured for every 5 years of paid premiums. |
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| Rs. 1 lakh will be paid directly to you should you be diagnosed with a covered critical illness (after a 30 day survival period) for first 3 years of the policy. |
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| Deaths that occur during the period of the policy will result in an immediate payment of the full sum assured to your beneficiary, plus guaranteed additions and bonuses (if any). |
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| Deaths that occur due to accidental causes during the plan period will result in an immediate payment of double the sum assured, plus guaranteed additions and bonuses (if any). |
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| A reversionary bonus will be declared and credited from the 6th policy anniversary onwards |
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| A terminal bonus will be paid upon maturity or death if the policy has been in force for 10 years. |
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| Bonus is not guaranteed and will depend on the performance of the company. |
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| No medical examination is required for persons between 18 and 45 years of age. |
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